Pension Funds and Performance
Risk Categories
At New Ireland we believe that it is very important that customers understand the risks involved when they invest in any of our funds. That is why we use a clear and easy to understand risk rating system to ensure that customers understand the level of risk with any solution. Below you will find our wide range of investment funds that you can invest your pension contributions into as well as the risk category associated with each fund.
Before you make any investment decision, you should always talk to a financial advisor or broker about the level of risk you are prepared to accept. This should then influence the type of funds that you invest in – funds that suit your appetite for investment risk.
Risk Category – Lifestyle
A lifestyle investment strategy is an investment strategy that is specifically designed for pension investors.
This strategy recognises that your investment needs will be different depending on your term to retirement. It is designed to match your changing investment needs by automatically selecting an appropriate level of risk depending on your retirement year – a higher level of risk when you are far from retirement and want your fund to potentially grow, and a lower level of risk as you near retirement and want to safeguard your fund against strong short term market fluctuations.
OUR LIFESTYLE FUNDS ARE:
Passive IRIS 2024 Enhancements Flyer
Further information on the IRIS and Passive IRIS funds is available here.
New Ireland Risk Category 1 – Very Low Risk
New Ireland Risk Category 2 – Low Risk
New Ireland Risk Category 3 – Low to Medium Risk
New Ireland Risk Category 4 – Medium Risk
New Ireland Risk Category 5 – Medium to High Risk
New Ireland Risk Category 6 – High Risk
New Ireland Risk Category 7 – Very High Risk
Fund Performance
For up to date fund performance please visit our Fund Centre