Pension Funds and Performance

Risk Categories

At New Ireland we believe that it is very important that customers understand the risks involved when they invest in any of our funds. That is why we use a clear and easy to understand risk rating system to ensure that customers understand the level of risk with any solution. Below you will find our wide range of investment funds that you can invest your pension contributions into as well as the risk category associated with each fund.

Before you make any investment decision, you should always talk to a financial advisor or broker about the level of risk you are prepared to accept. This should then influence the type of funds that you invest in – funds that suit your appetite for investment risk.

 

Risk Category  Lifestyle

A Lifestyle investment strategy is an investment strategy that is specifically designed for pension investors who wish to take a retirement lump sum and purchase a pension income fofr life (also known as an annuity) with the balance of their fund. As a pension investor, this strategy recognises the fact that your investment needs will be different depending on how many years you have to invest before retirement. It is designed to match these changing needs by automatically targeting the most appropriate level of risk depending on your term to retirement – a higher level of risk when you are far from retirement and want time to potentially grow your fund, and a lower level of risk as you near retirement.

 

OUR LIFESTYLE FUNDS ARE:

IRIS

Passive IRIS

Indexed Eurozone Long Bond Fund

 

Risk Category 1 – Very Low Risk

Risk Category 2 – Low Risk

Risk Category 3 – Low to Medium Risk

Risk Category 4 – Medium Risk

Risk Category 5 – Medium to High Risk

Risk Category 6 – High Risk

Risk Category 7 – Very High Risk

Quarterly Investment Options Report

Investment Options Performance Report

Investment Options Public Sector Quarterly Report

Investment Options Standard PRSAs Quarterly Report

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Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in these funds you may lose some or all of the money you invest.