We are pleased to announce that the following funds are now available to our New Ireland PRSA products, for both new and existing PRSA customers.
Standard PRSA
- Consensus IRIS
Non-Standard PRSA
- Consensus IRIS
- KBC Water Fund
- KBC Alternative Energy Fund
Tell me more about these funds
Consensus IRIS
With Consensus IRIS you benefit from the collective wisdom of all Irish Pension fund managers in the industry but without any of the perceived risk of choosing a single investment manager.
It follows the unique IRIS lifestyling strategy – so that individuals are invested in the appropriate mix of assets to deliver performance growth and safeguard it as retirement approaches. So, for younger investors a higher proportion of your fund is invested primarily in equities, which out-perform all other assets over the long-term.
The result – potentially better long-term fund growth and a greater fund at retirement.
As retirement approaches, the accumulated fund is gradually switched into cash and fixed-interest securities (long-dated gilts) that provide a good match for both the tax-free lump sum and the cost of purchasing a pension at retirement.
The result – greater certainty of the tax-free lump sum and the monthly income for life you will receive when you retire.
Pension Water Fund
The Pension Water Fund is an exciting investment exclusively from New Ireland in association with KBC Asset Management. Water is a vital natural resource that is coming under increasing pressure, due to the huge increase in demand in the past 50 years. As such, extensive plans are in place around the world to invest in developing a modern, reliable water supply and treatment infrastructure. This has given rise to major investment opportunities vital in maintaining supply.
The main areas of investment are:
- Water Treatment Technology
- Water / Wastewater Utility
- Engineering / Consulting
- Environmental Control
The water industry has huge potential, yet until now, access to this exciting growth area has been closed to many Irish investors. The New Ireland Pension Water Fund is the first to open this sector to Irish investors and we are confident in the future growth potential and success of this sector.
Pension Alternative Energy
The Pension Alternative Energy Fund is an exciting fund that provides investors with access to the relatively new alternative energy sector. The fund, which was developed in association with KBC Asset Management, is potentially capable of delivering greater returns than traditional equity investments in the medium to long term, as industry increasingly turns to renewable resources for energy. With the forecast increase in demand for alternative energy should come an increase in value of the companies involved in providing it.
The New Ireland Pension Alternative Energy Fund invests in several sectors including:
- Hydro power
- Wind
- Biofuels
- Solar power
The alternative energy sector has huge potential and we are confident it will become a key part of any well-diversified portfolio.
Fund Charges
Standard product management charge applies to Consensus IRIS
The management charge applying to the Pension Alternative Energy and Pension Water Funds is the standard product management charge plus 0.25% per annum.
For more information on our range of funds or PRSAs, talk to your Independent Broker, New Ireland Financial Advisor or call us on +353 (0)1 523 810.
Warning: The value of your investment may go down as well as up.
Warning:This product may be affected by changes in currency exchange rates.