Protect what matters most
What is Specified Illness?
Good health is the cornerstone on which most of us build our lives. But we often take our health for granted, especially when we’re younger.You can’t predict what’s going to happen from one day to the next, but you can prepare for it. And while no one likes to think about becoming seriously ill it pays to be prepared for the future.
Wouldn’t it be comforting to know that, should the worst happen, you would be able to cope financially?
Why do I need it?
Specified Illness cover pays out a lump sum amount on diagnosis of any one of 41 illnesses during the term of your plan. You choose the amount of cover you need and how to use it, for example paying off medical bills or to provide an income if you need to give up work temporarily or longer term.
Why New Ireland
Specified Illness from New Ireland gives you great cover
- 41 illnesses covered.
- The cost of your cover will never increase during the term of your plan (unless you choose to index it).
- Children are automatically covered for up to 50% of your Specified Illness benefit , so you can rest assured everyone is protected.
- You can choose to have your cover as stand alone or accelerated (your Life Cover amount would be reduced by any claim under Accelerated Specified Illness cover).
You can even add one or more optional benefits to protect yourself financially in the short-term
- A stay in hospital (for more than 3 nights)
- An accident which leaves you unable to work (for more than 2 weeks)
- Suffering one of a number of broken bones
- Undergoing one of a number of surgeries
You can't predict the future but you can plan for it
While we all hope and often believe it won't happen to us, the reality is that families throughout Ireland are affected by these events every day. In 2010 alone, New Ireland paid out over €88 million to customers impacted by ill health, serious illness and unexpected death.
Affordable cover
Specified Illness cover is more affordable than you may think and the younger you start the less it costs.
You could have cover from as little as €1.38 per day*.
For a further look at the benefits of having Specified Illness cover in place read our Specified Illness case study. For a more detailed look at the cover available read our Life Choice brochure. Alternatively you can contact a Financial Advisor.
* Based on male, non smoker, single life, for stand alone specified illness cover of €200,000 for a 20 year term (€41.48 per month), accepted at standard rates.
Terms and conditions apply. Benefits are subject to underwriting and acceptance by New Ireland Assurance Company plc. It is important to note that certain restrictions, conditions and exclusions apply.