Before you decide to invest, it is very important that you ask yourself how comfortable you would be if your investment fell in value especially in the short-term.
Investing is recommended for a medium to long-term timeframe (typically, 5 years or more). This is to give your investment time to grow in value and to have the potential to recover any losses that may occur.
In general, the greater the return you want from your investment, the greater the level of risk you will have to take.
At New Ireland we believe that it is very important that customers understand the risks involved when they invest in any of our funds. That is why we:
- Use a clear and easy to understand risk rating system to ensure that customers understand the level of risk with any solution
- Undertake a rigorous risk assessment process to understand the risks associated with all of our investment funds
New Ireland’s Risk Rating:
Risk can vary from fund to fund and it is very important, before you make any investment decision, that you understand the risks associated with each fund.
At New Ireland, we rate all of our funds into risk categories so that investors can understand the level of risk involved in their choice of fund. Risk is rated on a 7 point scale of very low to very high risk, with ‘1’ being very low risk and ‘7’ being very high risk.
Our fund literature indicates the risk rating of the fund.
Before you make an investment decision, please talk to a financial advisor or broker about the level of risk you are prepared to accept. This should then influence the type of funds that you invest in – funds that suit your appetite for investment risk.