Increases in the cost of living
The cost of living has almost doubled over the past 25 years.* This is equal to an average increase of 2.6% year on year. In 2011, when many people assumed the cost of living fell because of the recession, it actually increased by a further 2.5%.*
We believe that indexing the cover and premium at 3% is the right level to protect your clients' needs against the impact of inflation.†
The right cover at the right price
Life Choice You & Family is New Ireland's personal and family protection plan. It can give your clients the right cover at the right price.
Their cover can increase by 3% each year. This can help offset the increase in the cost of living over the term of their policy.
Where increasing cover is chosen, your clients' premiums will increase by 3% each year. Unlike other providers we believe that the cost of cover and benefit should increase at the same rate.
For more information please contant your New Ireland Broker Consultant.
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* Central Statistics Office July 2012 (90% increase in cost of living 1987 - 2011)
† Please note that indexation is an optional benefit. Your clients must choose to add it to their policy.
Terms and conditions apply.