TotalCare
Protect Your Family From As Little As €1.30 Per Day*
Overview
- Our most comprehensive protection contract available.
- Choose from Life cover only, Specified Illness Benefit only, or a combination of the two.
- Protection for life as long as premium continues to be paid.
- Policy reviews are built in, so your premium can change.
- Additional extras available include Hospital Cash, Specified Injury benefit, Accident benefit, Total &Permanent Disability benefit and more.
- Insurability Option - Cover can be increased on occurrence of certain Life Events without medical underwriting. Terms & Conditions apply.
- Automatic Children’s Package.
Main Benefits
Life Cover -Pays a lump sum on death or diagnosis of a terminal illness.
Specified Illness Cover -Pays a lump sum amount on diagnosis of any of 28 illnesses we cover including cancer, heart attack and stroke.
Optional Benefits
Hospital Cash Benefit - pays you a daily amount of up to €200 if you are in hospital for more than three days.
Specified Injury Benefit - pays you a lump sum of between €1,000 - €3,000 if you break a bone
Accident Benefit - pays you a weekly amount if you are unable to work because of an accident.
Total & Permanent Disability Benefit - pays you a lump sum if you are totally, permanently and irreversibly unable to carry out work as a result of injury or illness before your 60th birthday.
Waiver of Premium Benefit - waives payment of premiums on your TotalCare policy if an illness or injury prevents you from doing your normal paid work for more than 6 months.
Surgical Cash Benefit -pays you a percentage of your Specified Illness Cover if you have to undergo one of a number of specified major operations.
Learn more about Total Care by clicking below
*Premium of €1.30 a day quoted is based on a dual life TotalCare policy for male & female non-smokers, aged 30 next birthday for life cover of €100,000 and Additional Critical Illness Cover of €38,000 and Hospital Cash benefit of €100 per day over a term of 12 years and 10 months.